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Closing Disclosure Decoder

skill

Decode a mortgage Closing Disclosure line by line — which fees are real, which are shoppable or junk, and what changed since the Loan Estimate. Use when asked to decode my closing disclosure, review my closing costs, why did my costs go up, or which fees can I negotiate. Produces a section-by-section decode, the Loan-Estimate comparison with tolerance flags, the challenge list with scripts, and the cash-to-close verification.

Works with: Claude Code (native)  ·  Cursor, Codex CLI (manual)
native: this artifact type is that client's own format

Category: Cloud & Infra — see all ranked ›

Install (Claude Code):

cp -r closing-disclosure-decoder ~/.claude/skills/

Security audit

Not scanned yet. We audit npm-published capabilities for known advisories, install-time scripts and permission surface; this one has no npm package we can resolve, or has not reached the queue.

Its own instructions

Its SKILL.md says when to use it.

Read from the capability’s own SKILL.md. This is not a grade and does not compare to the instruction-depth verdict on an MCP server — a skill has no tools to document, so that rubric does not apply to it.

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source ↗  ·  skill:mohitagw15856/closing-disclosure-decoder

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Measured 2026-08-16  ·  scorer s5  ·  how  ·  something wrong here?