# Closing Disclosure Decoder

> Decode a mortgage Closing Disclosure line by line — which fees are real, which are shoppable or junk, and what changed since the Loan Estimate. Use when asked to decode my closing disclosure, review my closing costs, why did my costs go up, or which fees can I negotiate. Produces a section-by-section decode, the Loan-Estimate comparison with tolerance flags, the challenge list with scripts, and the cash-to-close verification.

## Facts
- Page: https://tashan.sh/capability/skill-mohitagw15856-closing-disclosure-decoder
- tashan id: skill:mohitagw15856/closing-disclosure-decoder
- Source: https://github.com/mohitagw15856/pm-claude-skills
- Type: skill
- Category: cloud
- tashan score: not scored (catalogued only — too little public evidence)
- Adoption: 9.0
- Upkeep: 97.0
- Freshness: 94.0
- Evidence coverage: 84% of the inputs this score can use
- Health: active
- Instruction depth: not yet graded
- License: MIT
- Official: no

## Install

```sh
cp -r closing-disclosure-decoder ~/.claude/skills/
```

## Security audit
Not scanned. We audit npm-published capabilities; this one has no npm package we can resolve, or has not reached the queue. This is not a clean bill of health.

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Measured 2026-08-16 by tashan (https://tashan.sh) from public evidence. Scorer s5.